Coverage Options for Commercial Cleaning Service
Cleaning services are a preferred Travelers class. Key factors: bonding requirements, scope of services, and prior slip-and-fall claims.
General Liability
Protects against third-party claims of bodily injury or property damage — for example, a patient or visitor hurt in your office or waiting room.
Business Owners Policy
Bundles general liability and commercial property into a single, typically lower-cost policy that covers most day-to-day risks for the practice.
Workers Compensation
Covers medical costs and lost wages for employees injured on the job, and is required in California for nearly every business with employees.
Commercial Auto
Covers vehicles used for business purposes, including mobile or home-visit care, with liability and physical damage protection.
Inland Marine
Available as part of your quote — ask your Casurance advisor for details specific to this coverage.
What Underwriters Ask About Commercial Cleaning Service
- Number of employees
- Types of facilities cleaned (commercial, residential, medical)
- Annual revenue
- Use of cleaning chemicals
- Vehicle and equipment fleet
Frequently Asked Questions
Related Service Businesses Classes
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Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage or medical/legal advice.
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