Commercial Insurance in California
Casurance helps California businesses review Travelers coverage across earthquake- and wildfire-exposed property, high real estate values, dense commercial corridors, and strict workers' compensation requirements.
Southern California
Northern California
Licensing & Regulatory Considerations in California
These are general considerations Casurance reviews with California business owners. They are not legal advice, and requirements can vary by city, county, and industry.
- California requires workers' compensation coverage for nearly all employers with even one employee, with limited exceptions.
- Contractors generally need an active CSLB (Contractors State License Board) license, and many trades must show proof of insurance to maintain that license.
- Cities including Los Angeles layer on additional business license and, in some cases, contractor registration requirements beyond the state license.
- California's wildfire and earthquake exposure means commercial property placements often involve closer underwriting review of construction type, brush clearance, and prior claims history.
Popular Business Classes We Insure in California
Apartment Building Insurance
Coverage for apartment owners, landlords, and property managers across California.
Mixed-Use Building Insurance
Coverage for mixed-use building owners and retail/residential landlords across California.
Office Building Insurance
Coverage for office building owners and commercial landlords across California.
Shopping Center Insurance
Coverage for shopping center owners and retail property owners across California.
Security Guard Insurance
Coverage for security guard companies and private patrol operators across California.
Hotels & Hospitality Insurance
Coverage for hotels, motels, and hospitality operators across California.
Auto Body Shop Insurance
Coverage for auto body shops and collision repair shops across California.
Fast Casual Restaurant Insurance
Coverage for fast casual restaurants and quick service restaurants across California.
Plumber Insurance
Coverage for plumbing contractors and service plumbers across California.
Frequently Asked Questions for California Businesses
About Casurance Agency Insurance Services
Casurance Agency Insurance Services is a licensed independent commercial insurance agency based in Los Angeles, California. Casurance helps businesses review commercial insurance options for general liability, workers' compensation, commercial auto, commercial property, cyber liability, umbrella and specialty insurance programs.
714 W Olympic Blvd
Los Angeles, CA 90015
Get a Quote for Your California Business
Pick a city above to see business classes served in that area, or contact Casurance directly.