Coverage Options for Wholesale Distributor
Travelers writes wholesale distributors with clean loss history. Key factors: products handled, warehouse square footage, and auto fleet size.
Commercial Property
Covers your office, equipment, and business personal property against fire, theft, water damage, and other covered perils.
General Liability
Protects against third-party claims of bodily injury or property damage — for example, a patient or visitor hurt in your office or waiting room.
Business Owners Policy
Bundles general liability and commercial property into a single, typically lower-cost policy that covers most day-to-day risks for the practice.
Commercial Auto
Covers vehicles used for business purposes, including mobile or home-visit care, with liability and physical damage protection.
Inland Marine
Available as part of your quote — ask your Casurance advisor for details specific to this coverage.
Workers Compensation
Covers medical costs and lost wages for employees injured on the job, and is required in California for nearly every business with employees.
What Underwriters Ask About Wholesale Distributor
- Annual sales revenue
- Types of products distributed
- Warehouse square footage
- Fleet size and vehicle types
- Any prior product liability claims
Frequently Asked Questions
Related Wholesale & Distribution Classes
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Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage or medical/legal advice.
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