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Professional ServicesSIC 6531

Real Estate Agency Insurance in California

Business insurance for real estate brokers, agencies, and property management companies.

Real Estate Agency Insurance - Travelers commercial insurance coverage

Common Risks & Exposures for Real Estate Agency

  • Errors in disclosures or listing information
  • Fair housing and discrimination allegations
  • Failure to disclose property defects
  • Escrow and transaction management mistakes
Real Estate Agency Insurance on the job

Coverage Options for Real Estate Agency

Real estate agencies are a core Travelers BOP class. E&O is critical and available as a separate policy.

Business Owners Policy

Bundles general liability and commercial property into a single, typically lower-cost policy for smaller and mid-sized operations.

Professional Liability (E&O)

Available as part of your quote — ask your Casurance advisor for details specific to this coverage.

General Liability

Protects against third-party claims of bodily injury, property damage, and advertising injury arising from your operations — the foundation of most commercial policies.

Cyber Liability

Covers costs from data breaches, ransomware, and other cyber incidents, including notification and liability expenses.

Licensing, Client Contracts & E&O Requirements

Applicable state professional license or registration current and in good standing
Certificate of Insurance evidencing professional liability/E&O limits requested by clients or engagement letters
Signed client engagement letters or service agreements outlining scope, fees, and liability terms
Confidentiality and data-handling language reviewed against your cyber and E&O coverage
Additional insured or hold-harmless requests reviewed before countersigning client contracts

What Underwriters Ask About Real Estate Agency

These are the main quote factors Travelers underwriters typically review for this class:

  • Annual commissions
  • Number of licensed agents
  • Property management operations?
  • States where licensed

Have an Expiring Policy or Loss Runs?

Upload your current declarations page, loss runs, or CSLB/license documentation with your quote request and we'll factor them into your real estate agency quote — often speeding up turnaround time.

Frequently Asked Questions

Related Professional Services Classes

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Get a Real Estate Agency Insurance Quote

Tell us about your business and Casurance can help you review Travelers coverage options for real estate agency.

Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage.

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Business Owners PolicyProfessional Liability (E&O)General LiabilityCyber Liability
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Travelers Commercial Insurance Through Casurance.

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Casurance Insurance Agency is an independent insurance agency. This website is not owned or operated by Travelers. Travelers and the Travelers umbrella logo are registered trademarks of The Travelers Indemnity Company. Coverage availability, pricing, eligibility, and terms are subject to underwriting approval, policy provisions, and state availability.