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Professional ServicesSIC 7389

Business Consultant Insurance in California

Insurance for management consultants, HR consultants, IT consultants, and strategy advisors.

Business Consultant Insurance - Travelers commercial insurance coverage

Common Risks & Exposures for Business Consultant

  • Errors or omissions in advice or deliverables
  • Client dissatisfaction with project outcomes
  • Breach of contract allegations
  • Data handling and confidentiality exposure
Business Consultant Insurance on the job

Coverage Options for Business Consultant

Business consultants are a broad Travelers BOP appetite. IT and technology consulting is a preferred subclass.

Business Owners Policy

Bundles general liability and commercial property into a single, typically lower-cost policy for smaller and mid-sized operations.

Professional Liability (E&O)

Available as part of your quote — ask your Casurance advisor for details specific to this coverage.

Cyber Liability

Covers costs from data breaches, ransomware, and other cyber incidents, including notification and liability expenses.

General Liability

Protects against third-party claims of bodily injury, property damage, and advertising injury arising from your operations — the foundation of most commercial policies.

Licensing, Client Contracts & E&O Requirements

Applicable state professional license or registration current and in good standing
Certificate of Insurance evidencing professional liability/E&O limits requested by clients or engagement letters
Signed client engagement letters or service agreements outlining scope, fees, and liability terms
Confidentiality and data-handling language reviewed against your cyber and E&O coverage
Additional insured or hold-harmless requests reviewed before countersigning client contracts

What Underwriters Ask About Business Consultant

These are the main quote factors Travelers underwriters typically review for this class:

  • Services provided
  • Industries served
  • Annual revenue
  • Client contract types (project vs. retainer)

Have an Expiring Policy or Loss Runs?

Upload your current declarations page, loss runs, or CSLB/license documentation with your quote request and we'll factor them into your business consultant quote — often speeding up turnaround time.

Frequently Asked Questions

Related Professional Services Classes

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Get a Business Consultant Insurance Quote

Tell us about your business and Casurance can help you review Travelers coverage options for business consultant.

Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage.

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Business Owners PolicyProfessional Liability (E&O)Cyber LiabilityGeneral Liability
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Casurance Insurance Agency

Travelers Commercial Insurance Through Casurance.

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Casurance Insurance Agency is an independent insurance agency. This website is not owned or operated by Travelers. Travelers and the Travelers umbrella logo are registered trademarks of The Travelers Indemnity Company. Coverage availability, pricing, eligibility, and terms are subject to underwriting approval, policy provisions, and state availability.