CSLB Insurance Requirements for California Contractors
California's Contractors State License Board (CSLB) requires eligible insurance filings as part of holding and renewing a contractor license. Casurance can help contractors review general liability, workers' compensation, and certificate requirements tied to their CSLB license.
What Insurance Does CSLB Require?
Commercial General Liability
Most CSLB license classifications require proof of commercial general liability insurance, typically starting at $1,000,000 per occurrence, before a license can be issued or renewed.
Workers' Compensation
Contractors with employees are generally required to carry workers' compensation insurance and file a Certificate of Workers' Compensation Insurance with CSLB.
Contractor's Bond
CSLB requires a contractor's license bond for most license types. A bond is separate from insurance and is typically arranged through a surety provider.
Bond of Qualifying Individual (if applicable)
In some cases, a separate bond covering the Responsible Managing Employee (RME) or Officer (RMO) may be required depending on license structure.
Requirements vary by license classification and business structure. Always verify current requirements directly with CSLB before relying on this summary.
How a CSLB Insurance Filing Works
- 1Confirm your CSLB license number and current status.
- 2Gather your requirement letter, notice, or renewal notice from CSLB, if available.
- 3Provide current policy information (or apply for new coverage) with Casurance.
- 4Casurance can help submit eligible insurance filings to CSLB when required documents and information are complete.
- 5Confirm filing status directly with CSLB — Casurance does not control CSLB processing times or guarantee approval.
Upload Your CSLB Notice or Requirement
If CSLB has sent you a notice or you have a specific requirement letter, upload it and Casurance can help review what's needed for an eligible filing.
When required documents and policy information are complete, Casurance can help submit eligible CSLB insurance filings the same day, subject to CSLB requirements.
Frequently Asked Questions
Need Help With Your CSLB Insurance Filing?
Casurance can help California contractors review general liability, workers' compensation, and certificate requirements tied to their CSLB license, and request a Travelers quote for ongoing coverage.
Get Your Instant Quote
Fast. Free. No Obligation.