CASURANCE× TRAVELERS COMMERCIAL
Check Eligibility
RetailSIC 5999

Beauty Supply Store Insurance in California

Insurance for beauty supply stores, cosmetics retailers, and hair product distributors.

Beauty Supply Store Insurance - Travelers commercial insurance coverage

Common Risks & Exposures for Beauty Supply Store

  • Product liability from cosmetics or chemical products
  • Slip-and-fall on spilled product
  • Shoplifting and inventory loss
  • Allergic reaction claims tied to sold products
Beauty Supply Store Insurance on the job

Coverage Options for Beauty Supply Store

Beauty supply is a preferred Travelers class. Products liability is important for chemical products including relaxers and color.

Business Owners Policy

Bundles general liability and commercial property into a single, typically lower-cost policy for smaller and mid-sized operations.

General Liability

Protects against third-party claims of bodily injury, property damage, and advertising injury arising from your operations — the foundation of most commercial policies.

Workers Compensation

Covers medical costs and lost wages for employees injured on the job, and is required in California for nearly every business with employees.

Products Liability

Covers claims that a product you sold or distributed, such as pet food or supplies, caused bodily injury or property damage, even if you didn't manufacture it.

Lease, Vendor & Compliance Requirements

Certificate of Insurance naming your landlord as additional insured, as required by most commercial leases
Business personal property and inventory values documented for accurate coverage limits
Point-of-sale and security system information on file, which can influence theft coverage and pricing
Vendor or supplier contracts reviewed for indemnification and product liability allocation
Seasonal inventory fluctuations reported so property limits stay adequate year-round

What Underwriters Ask About Beauty Supply Store

These are the main quote factors Travelers underwriters typically review for this class:

  • Annual revenue
  • Inventory value
  • Any private label products?
  • Online sales?
  • Product categories sold

Have an Expiring Policy or Loss Runs?

Upload your current declarations page, loss runs, or CSLB/license documentation with your quote request and we'll factor them into your beauty supply store quote — often speeding up turnaround time.

Frequently Asked Questions

Related Retail Classes

Clothing Store InsuranceElectronics Retailer InsuranceFlorist InsuranceFurniture Store InsuranceJewelry Store InsuranceSporting Goods Store Insurance

Get a Beauty Supply Store Insurance Quote

Tell us about your business and Casurance can help you review Travelers coverage options for beauty supply store.

Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage.

Get Your Instant Quote

Fast. Free. No Obligation.

1Basic Info
2Retail Business Details
Business Owners PolicyGeneral LiabilityWorkers CompensationProducts Liability
Secure & confidential — never shared.
Reviewed in 1 hr·COI in 24–48hrs

Casurance Insurance Agency

Travelers Commercial Insurance Through Casurance.

Contact

Casurance Insurance Agency is an independent insurance agency. This website is not owned or operated by Travelers. Travelers and the Travelers umbrella logo are registered trademarks of The Travelers Indemnity Company. Coverage availability, pricing, eligibility, and terms are subject to underwriting approval, policy provisions, and state availability.