Masonry Contractor Insurance in California
Commercial insurance for masonry contractors performing brick, block, stone, and stucco work.
Common Risks & Exposures for Masonry Contractor
- Scaffold and ladder falls
- Silica dust exposure from cutting stone/block
- Structural collapse or settling disputes
- Falling material striking bystanders
Coverage Options for Masonry Contractor
Masonry contractors are generally eligible with referral review. Structural masonry on high-rise projects requires underwriter approval.
General Liability
Protects against third-party claims of bodily injury, property damage, and advertising injury arising from your operations — the foundation of most commercial policies.
Workers Compensation
Covers medical costs and lost wages for employees injured on the job, and is required in California for nearly every business with employees.
Commercial Auto
Covers owned, leased, or hired vehicles used for business purposes, including liability and physical damage from accidents.
Inland Marine
Covers tools, equipment, and materials while in transit, in storage, or at a job site — property that a standard property policy may not follow.
Licensing, Certificates & Contract Requirements
What Underwriters Ask About Masonry Contractor
These are the main quote factors Travelers underwriters typically review for this class:
- Residential vs commercial work
- Scaffold or lift use?
- Largest single project
- Annual payroll
Frequently Asked Questions
Related Contractors Classes
Get a Masonry Contractor Insurance Quote
Tell us about your business and Casurance can help you review Travelers coverage options for masonry contractor.
Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage.
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