Flooring Contractor Insurance in California
Insurance for flooring installation contractors including hardwood, tile, carpet, and resilient flooring.
Common Risks & Exposures for Flooring Contractor
- Subfloor moisture damage claims
- Trip-and-fall hazards during installation
- Adhesive fume exposure
- Damage to existing flooring or baseboards
Coverage Options for Flooring Contractor
Flooring is a preferred Travelers BOP class. Floor refinishing with chemical use should be disclosed.
General Liability
Protects against third-party claims of bodily injury, property damage, and advertising injury arising from your operations — the foundation of most commercial policies.
Business Owners Policy
Bundles general liability and commercial property into a single, typically lower-cost policy for smaller and mid-sized operations.
Workers Compensation
Covers medical costs and lost wages for employees injured on the job, and is required in California for nearly every business with employees.
Inland Marine
Covers tools, equipment, and materials while in transit, in storage, or at a job site — property that a standard property policy may not follow.
Licensing, Certificates & Contract Requirements
What Underwriters Ask About Flooring Contractor
These are the main quote factors Travelers underwriters typically review for this class:
- Types of flooring installed
- Residential vs commercial breakdown
- Annual payroll
- Chemical strippers used?
Frequently Asked Questions
Related Contractors Classes
Get a Flooring Contractor Insurance Quote
Tell us about your business and Casurance can help you review Travelers coverage options for flooring contractor.
Coverage described on this page may help address certain risks common to this class, subject to policy terms, exclusions, and underwriting approval. Availability and pricing are not guaranteed and are determined by Travelers underwriting. This page is for informational purposes and is not an offer of coverage.
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